---
title: Do I need a down payment?
description: "While you will need a down payment (generally between 5%-10%. Consult with a lender), a manufactured home loan takes less time to process and does not have the “up front” costs associated with a mortgage."
url: "https://enjoycommunities.com/faq/do-i-need-a-down-payment/"
updated: "2023-08-17"
category: Financing
---

# Do I need a down payment?

While you will need a down payment (generally between 5%-10%. Consult with a lender), a manufactured home loan takes less time to process and does not have the “up front” costs associated with a mortgage.